The City of Greenville participates in the National Flood Insurance Program (NFIP), which makes federally-backed flood insurance available for all eligible buildings whether they are in the floodplain or not. Flood insurance covers direct losses caused by surface flooding, including a river flowing over its banks and local drainage problems.
The NFIP insures buildings, including mobile homes, with two types of coverage:
- building coverage is for the walls, floor, insulation, furnace, and other items permanently attached to the structure.
- Contents coverage can be purchased separately if the contents are in an insurable building.
The Flood Insurance Protection Act of 1973 and the National Flood Insurance Reform Act of 1994 made the purchase of flood insurance mandatory for federally-backed mortgages on buildings located in Special Flood Hazard Areas (SFHA). The SFHA is the base (100-year) floodplain mapped on the Flood Insurance Rate Map (FIRM).
The City of Greenville’s Environmental Engineering Bureau provides assistance concerning floodplain locations, elevations, site-specific flood and flood-related data, and historical flooding of neighborhoods.
You can view the City of Greenville’s Special Flood Hazard Areas in your neighborhood online by clicking here. This is an interactive website that shows parcels within the city with respect to the floodplain. If you are looking for more site-specific information, you can complete a floodplain verification request by clicking here.
The Environmental Protection Bureau maintains copies of FEMA elevation certificates on all buildings constructed in the floodplain since 1991. The elevation certificates are available in the Engineering Division, on the 8th floor of City Hall at 206 South Main Street. For more information, call the Environmental Engineering Bureau at 864-467-4400.